Insemination · IVF · Pregnancy

The cost of IUI and IVF

Apart from wanting to connect with and update family and friends around the world, the main purpose of this website is to connect with LGBTQ+ families who are trying to conceive, and families who are struggling with infertility. Having gone through both intrauterine insemination (IUI) and in vitro fertilisation (IVF) to conceive our little one currently growing in G’s uterus, we know a lot about the process and procedure in Germany. We want to be completely transparent about the process, and more importantly about the costs, because trying to conceive with additional help is expensive! Hopefully this post opens your eyes to our world a little more, and you gain some insight into how much it can cost to conceive a child through IUI and IVF, particularly with no support from the government and health insurance agencies.

Disclaimer: This is our journey, and what you are about to read is what we went through in Berlin, Germany. Other couples in other cities and countries around the world, at different fertility clinics, at home, etc. may go through a similar or completely different process. We hope this post simply helps others to understand what costs might be involved in their process, should they find themselves identifying with two women trying to conceive a baby the unconventional way.

Administration costs: €1800 (plus tax)

We wrongly assumed that the upfront administration costs would cover a lot more than it actually did. We thought the ultrasounds, insemination procedure(s) and use of the equipment were covered in this section, but don’t be fooled by this upfront fee, because it didn’t cover a damn thing. We essentially paid this fee to register with the fertility clinic. It took a huge chunk out of our savings, but without it, we wouldn’t have been able to start the trying to conceive process.

Medical tests: €145.72

These costs were partly covered by our health insurance provider and were necessary before any treatment could begin. They tested for infections, blood type and risk factors, in addition to other important medical type things that I don’t know the translation for!

Sperm and sperm preparation for IUI treatment: €398.65 for the first three tries, and €410.55 for the following four tries. A total of €2838.15 was spent on sperm!

Doing the calculations now, I can’t believe we spent this much on sperm. And this was only for the IUI treatment!

Fertility clinic services for IUI treatment: €1982.10 for all seven tries

The cost of the services included each and every ultrasound, phone call, piece of advice given, check-up, vaginal treatment, insemination procedure, test tube used, blood test, acupuncture treatment, and the list goes on. Basically, every time they touch, talk or look at you, you have to pay. This was difficult to get used to at first, because we really couldn’t believe a lot of this wasn’t included in the administration fees, but in the end, it mostly made sense. The staff at our fertility clinic were always wiling to explain each invoice and what each part of the invoice meant.

Medication for IUI treatment: Approximately €355.65

The medication for the IUI treatment included many rounds of the injection that initiates ovulation (Brevactid), and hormone tablets such as progesterone and oestrogen. It’s hard to say exactly how much we spent, as we didn’t keep all the receipts.

Medication for IVF treatment: €619.73

Before the egg retrieval procedure could take place, G had to be injected with a fertility drug every day for 10 days in a row, which then allowed her body to produce more follicles and therefore eggs before ovulation. In addition, to ensure that her body didn’t dispose of those extra eggs, she had to use a nasal spray to counteract the use of the fertility drug. Brevactid was also necessary again, as was the use of hormone tablets.

Anaesthesia for egg retrieval procedure: €294.47

This basically covered the costs of having an anaesthesiologist present and working during G’s egg retrieval procedure.

Sperm for IVF treatment: €410.55

We had to fertilise those eggs somehow!

IVF treatment: €2462.02 for two cycles

The cost of the IVF treatment was steep. It included monitoring of G’s eggs through to fertilisation, follicle treatment, sperm preparation for IVF, acupuncture and the embryo transfers. Again, basically everything was billed to our invoice!

Cryopreservation: €600

After the egg retrieval procedure, we were able to freeze one fertilised egg ready for G’s second cycle should the first one be unsuccessful. This fee covered the cost of freezing that last fertilised egg (which would go on to be our little one currently in G’s uterus) for 6 months.

Sperm reservation for P: €297.50

With G now pregnant, we had to look to the future and reserve the same sperm for when I finally start trying to conceive. We want our children to be biologically related, so in case our sperm donor stops donating sperm, we had to reserve a batch for then.

FINAL TOTAL OF ALL COSTS: Approximately €11,805.89

We could not have afforded this without the support of our wonderful parents. G’s parents lent us money, and my parents paid for part of our holiday to the Philippines. We are so grateful to them.

Hopefully this post has given you some insight into the financial costs of trying to conceive a child in a same-sex family. This is actually the first time we calculated all the costs, and to be honest, it is quite overwhelming to think we spent so much money on this process. It wasn’t easy, and we did have struggles along the way, but we were both determined and stubborn as hell. We were not willing to give up on starting a family.

Thank you for all your love and support.


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